Finance Professional · Boston, MA
Max Rater
MBA, ChFC®Candidate for CFP® Certification
Wealth Management | $50M+ AUM | CFP® Candidate
$50M+Assets Managed
$4MNew Investment Sales
250%of Planning Goals
Professional Experience
Voya Financial
Boston, MA
Wealth Management Consultant· Voya Financial Advisors
November 2025 – June 2026- Delivered comprehensive retirement and portfolio strategies to high-net-worth clients with $500,000+ in assets
- Recommended multi-manager UMA portfolios and established asset allocations based on each client's risk tolerance, time horizon, liquidity needs, and financial goals, utilizing strategies from Voya Investment Management, T. Rowe Price, American Funds, PIMCO, Fidelity, BlackRock, Morningstar, Sage, Symmetry, and Vanguard
- Managed client relationships representing $50M+ in assets, opened 40+ accounts, and generated $4M in new investment sales while handling 35+ daily client interactions and pre-scheduled financial-planning appointments
Merrill Lynch
Boston, MA
Financial Advisor· Wealth Management
April 2024 – September 2025- Led advisory relationships with high-net-worth families, overseeing $10M+ in assets under management
- Selected for the 2025 Forbes | SHOOK Top Advisor Summit and to host clients in BofA's suite at Fenway Park
Investment Consultant· Premium Team
November 2021 – March 2024- Advised affluent clients with $250,000+ in investable assets and earned an internal promotion to Wealth Management
Fidelity Investments
Merrimack, NH
Workplace Planning Consultant· Workplace Planning & Advice
May 2020 – June 2021- Delivered 25 high-impact financial planning consultations weekly, achieving 250% of annual planning goals
Tranzact Insurance LLC
Boxborough, MA
Sales Agent· Choice Team
May 2018 – March 2020- Awarded Sales Agent of the Year, ranked No. 1 companywide, and selected for President's Club by the CEO
CyberCoders
Boston, MA
Executive Recruiter· Boston's Finest Team
May 2017 – April 2018- Recruited high-caliber talent for venture-backed startups and C-suite positions, achieving 220% of sales goal
eHealth
Westford, MA
Medicare Sales Representative· Choice Team
July 2015 – August 2016- Ranked No. 1 in the Boston office during AEP, completing 350 sales and finishing in the top 1% nationally
Credentials & Licenses
Series 7
General Securities Representative
Series 66
Investment Adviser Representative
Life, A&H Insurance
Licensed Insurance Professional
ChFC®
Chartered Financial Consultant
Pending
CFP®
Certification Pending CFP Board Approval
Education
January 2026
Boston University
Master of Business Administration
Questrom School of Business
Activities: Creating Value Business & Society, Managing Performance with Data, Leading with Integrity, Managing Risk
May 2013
Suffolk University
Bachelor of Science in Business Administration
Dual concentration in Finance and Global Business
Activities: NCAA DIII Men's Soccer, Investment Club
Skills & Expertise
Financial
Equity TradingFP&AMonte CarloPortfolio ManagementRisk Analysis
Technology & Tools
BloombergFactSetPitchBookSalesforceExcelPowerPointOutlookAI
Languages
English (native)Spanish (fluent)
Marathon Runner
2025 Boston Marathon finisher · 2026 Sydney & NYC Marathons
World Traveler
18+ countries visited
PADI Certified Diver
Open water certified
Open to Opportunities
Wealth management, financial advisory, and portfolio strategy roles in the Boston area and beyond.